Business Networks, Markets & Wealth

Business Networks

  • Business networks thrive through their connections to customers, suppliers, financial institutions, and collaborative partners.
  • These connections transcend geographical and regulatory limitations, enabling the creation of wealth through the exchange of goods and services.

Markets

  • Markets play a central role in business networks, with types such as:
    • Public: e.g., fruit markets, car auctions
    • Private: e.g., supply chain financing, bonds

Ledger

  • The ledger serves as the official record-keeping system for a business.
  • It tracks the movement of assets between participants in various business networks.
  • A business typically maintains multiple ledgers, each dedicated to different business networks.

Ledger Definition:
The principal book (or computer file) for recording and totaling financial transactions by account type, with debits and credits in separate columns, including a beginning and ending monetary balance for each account.

Participants of a Business Network

  • Customers, Suppliers, Government, and Regulators are key participants.
  • Each participant has specific identities and roles within the network.

Transaction

  • A transaction refers to an asset transfer between participants.
  • Example:
    • Annie gives a house to Mary.

Contract

  • A contract outlines the prerequisites for a transaction to occur.
  • Example:
    • If Mary provides money to Annie, ownership of the house transfers.
    • In more complex cases, the transfer of funds might depend on a third-party arbitrator if conditions, such as the house’s quality, are not satisfactory.